Along with traditional banking products such as home loans, bank accounts, and retirement accounts, Third Federal also offers 澳洲幸运5官方开奖结果体彩网:certificates of deposit (CDs) with APRs of up to 4.00%. 

CDs can be a low-risk way to save money while accruing interest, especially when interest ☂rates are high or rising. Let’s take a look at Third Federal CD rates, the key features of this product, and how it compares against other savings options.

Third Federal Special CD Account Overview

Third Federal Standard CD Account Overview

Third Federal Retirement CD Account Overview

Third Federal Bonus CD Account Overview

Compare Third Federal Savings &☂ Loan CD Rates

Third Federal Savings & Loan CDs: Key Features🐽

Third Fe🌄deral has a robus☂t CD offering, with four different choices available for savers. Of particular interest is the retirement CD, with a minimum deposit of just $100. The low minimum makes saving money much more accessible.

Also int♕eresting is the bonus CD option, which offers a variable APR based on the year in which you’re earning interest. Taking advantage of the bonus CD allows you to earn higher rates overall.

Pros and Cons of Third Federal CDs

Pros Explained

• Variety of options: Third Federal offers a variety of CD types to fit your needs and to provide flexibility with various terms.
• Competitive rates: The rates on Third Federal CDs are competitive, with rates of up to 4.50%.
• Low minimum: With Third Federal retirement CDs, you can put down as little as $100.

Cons Explained

• Early withdrawal penalty: Like with most CDs, you'll face an early withdrawal penalty if you take out your funds before the end of the term. The amount of the penalty varies by CD.

About Third Federal Savings & Loan

First opened in 1938, today Third Federal Savings & Loan operates in 25 states and Washington D.C. Despite its smaller size, however, it maintains a strong presence and has more than $14 billion in assets. 

The rates on nearly all its CD products either meet or beat the national average, which is 1.77% for one-year CDs. Third Federal offers its banking services, including C🅘Ds, nationwide online and over the phone.

Alternatives to Third Federal CDs

• High-yield savings accounts: If you’re willing to open an online savings account elsewhere, you may be able to earn higher rates than what Third Federal CDs offer. See the best high-yield savings account rates to compare how much you could earn.
• High-yield checking accounts: You may find relatively high rates with some checking accounts. Be aware of their requirements and limits. The 澳洲幸运5官方开奖结果体彩网♓:best high-interest checking accounts give you easy access to your money.
• Certificates of deposit (CDs): You can also choose from a range of 澳洲幸运5官꧑方开奖结果体彩网:CDs f♊rom other financial institutions.
• Money market account: Money market account can also provide a return on your savings. Check the 澳洲幸运5官方开奖结果体彩网:best money market account rates to see how it compares.
• Treasury securities: These government-backed bills, notes, and bonds sometimes offer even higher rates than CDs and may be more liquid.

Frequently Asked Questions (FAQs)

Your Guide to CDs

• 澳洲幸🌱运5官方꧑开奖结果体彩网:What Is a Certificate of Deposit (CD)?
• 澳洲幸运5官方开奖结果体彩网:What Is a Brokered CD?
• 澳洲幸运5官方开奖结果体彩网:What Is a CD Ladder?
• 澳洲幸运5官方开奖结果体彩网:Pros and Cons of CDs
• 澳洲幸运5官方开奖结果体彩网:How to Invest With CDs
• 澳洲幸运5官方开奖结果体彩网:How to Open a CD
• 澳洲幸运5官方开奖结果体彩网:How to Close a CD
• 澳洲幸运5官方开奖结果体彩网:CDs vs. Annuities
• 澳洲幸运5官方开奖结果体彩网:CDs vs. Stocks
• 澳洲幸运5官方开奖结果体彩网:CDs vs. Mutual Funds
• 澳洲幸运5官方开奖结果体彩网:CDs vs. ETFs
• 澳洲幸运5官方开奖结果体彩网:CDs vs. Savings Accounts
• 澳洲幸运5官方开奖结果体彩网:Short-Term vs. Long-Term CDs
• 澳洲幸运5官方开奖结果体彩网:CD Rates News
• 澳洲幸运5官方开奖结果体彩网:Best 1-Year CD Rates
• 澳洲幸运5官方开奖结果体彩网:Best 18-Month CDs
• 澳洲幸运5官方开奖结果体彩网:Best Jumbo CD Rates
• 澳洲幸运5官方开奖结果体彩网:Best 6-Month CD Rates
• 澳洲幸运5官方开奖结果体彩网:Best 3-Month CD Rates
• 澳洲幸运5官方开奖结果体彩网:Best Bank CD Rates