California-based 澳洲幸运5官方开奖结果体彩网:Wells Fargo is one of the largest banks in the U.S. and it has invested heavily in its mobile app, pushing it to the top of our list. Investopedia staff editors and research analysts f♔▨ound during research that the app is rated very highly among customers. The app also offers Fargo, a virtual assistant tool that can help monitor your spending and complete basic transactions.

Wells Fargo’s app allows you to 🌊do just about all your banking from your phone: transfer money, deposit checks, view you𝕴r credit score, pay off Wells Fargo credit cards, review statements, and more.

While you can get alerts, customers have complained that these alerts are not as ဣinformative as they once were. We also saw during our research that customers say the app glitches sometimes, especially when used on old🥀er devices.

Headquartered in Charlotte, North Carolina, 澳洲幸运5官方开奖结果体彩网:Bank of America not only operates 3,700 financial centers across the U.S., but it also has a great mobile banking app. You can manage all of your Bank of America accounts through the app, including checking, sav🐲ings, credit cards, and even your Merril investment a🐻ccounts.

The app also comes with Erica, B🐎ank of America’s virtual assistant that🌱 can help you with banking transactions and more.

The app’s budgeting tools will help you organize your spending into categories to see how it compares with your in🌠come and other savings goals. You can check your credit score, set up goals, and track your progress. If you need cash from an ATM but forgot your debit card, you can use your phone and mobile app to access your account and withdraw cash.

During our research, we found that customers were unhappy with the number of steps needed to pay bills through the app. They also r൩eported that customer support was often limited.

Virginia-based 澳洲幸运5官方开奖结果体彩网:Capital One is often known for its Capital One Cafes, which look different from other bank branches. If you’re not located near one, however, the mobile banking app may be all you need to complete your typical transactions. You can deposit checks,ℱ transfer money to friends or family with Zelle, manage loans and credit cards, and more. Capital One offers CreditWise (as a separate app), a free credit monitoring tool to check your credit score. You can also receive alerts if your Social Security number is compromised. 

If you’re an Apple device user, you can check your Capital One account balances without logging in. Just download the widget, and you’ll be able to see your real-time balances for checking, savings, loans, certificates of deposit (CDs), and credit cards.

While the app may be robust, our research shows that it doesn’t have the same capabilities as some of the ot🎃her apps in this list (like investment account management, as Capital One doesn’t service these accounts). The app does come with Eno, a virtual assistant, but you won’t find a real person on the other side of the chat feature in the app.

Based in New York, Chase operates over 4,700 locations nationwide. The Chase banking app lets you manage all👍 of your accounts—including credit cards and investments—in one place. You can deposit checks, transfer money via Zelle, set up automatic transfers, and access Chase Offers—special discounts from major retailers and restaurants.

The Chase Mobile app also comes🐟 with a digital assistant you can use to check your balance qui🔴ckly, get routing numbers, pay bills, and more.

Unfortunately, you can’t contact customer support via the chat function in the app—you can only do that via an internet browser. The app is also very robust with lots of fea♚tures, so it may be overw♈helming to some when it comes to navigating or completing basic transactions with ease.

澳洲幸运5官方开奖结果体彩网:American Express is well-known𒀰 for its credit cards, but it also offers bank accounts and loans. The Amex app lets you manage all of your accounts in one place. It comes with Amex Offers,🧔 a rewards program where you can get discounts and perks like cash back on purchases. 

Customer service is available 24/7 in the app, with live chat, though you won’t find a virt☂ual assistant like wit♛h other banking apps on our list. And while you can send money via the app through Venmo or PayPal, you won’t find Zelle. 

Our research found that customers rated the app highly, though lower when used on an𝓰 Android device. People reported glitches and delays.

PNC Bank has a powerful banking app. Based in Pittsburgh, PNC operates over 2,200 branches nationwide. From transferring money and depositing checks to managinꩵg all of your PNC bank and credit card accounts in one place, the mobile app comes with most of the standard features plus a few extra.

PNC offers Paze, a tool you can use to add some extra security to online shopping: It’ll ⭕replace your debit and credit card numbers with different numbers to hide your information.

The bank also offers Express Funds, which allows you to access the full amount of any deposited check ꦚimmediately for a🉐n added fee.

Unfortunately, other standard features like credit scores aren’t as easy to get in the app. PNC Mobile only allows you to see your credit score in the app if you have a PNC credit card. If you only have a 澳洲幸运5官方开奖结果体彩网:PNC savings account or checking account, you likely wo⛎n’t see your credit score appear in the app.

Ally is an online-only institution with no physical branches, but the Utah-based bank has a pretty robust app. You can manage all of your checking accounts, 澳洲幸运5官方开奖结果体彩网:savings accounts, CDs, credit cards, auto loans, and investments in one spot. Transfer෴ money via Zelle, pay bills, locate ATMs, dep🌜osit checks, and use the virtual assistant Ally Assist to help complete transactions.

Ally o✃ffers some helpful budgeting and spending tools♏ in the app, including buckets for categorizing expenses to better understand where you’re spending your money every month.

Discover is another online banking institution well known for its credit cards, but it also offers products like checking accounts, 澳洲幸运5官方开奖结果体彩网:savings accounts, loans, and CDs. Headquartered in Riverwoods, Illinois, Discover offers a mobile app where you can transfer money,𒁏 deposit checks, and manage a✃ccounts from anywhere. You can freeze your debit or credit cards if they’re lost or stolen, and can set up payment reminders.

With the Discover app you can locate AT𒁏Ms, access your FICO credit score, set up account alerts, and pay your bills.

Unfortunately, the Discover app lacks a virtual assist♋ant like many other bank apps, and it also doesn’t offer the same budꦆgeting and saving tools as some of the other apps on our list.