With concerns about a credit crunch in the wake of recent bank collapses adding to worries about persistent 澳洲幸运5官方开奖结果体彩网:inflation, consumers are feeling worse about their financial well-being than they did a year ago, a survey by Morning Consult showed.

Overall, the𝓰 financial well-being score of U.S. adults surveyed fell 0.27 points in February 2023 compared with 2022, dropping down to a reading of 49.34. While scores for earners making more than $100,000 were higher than those making less, higher-income respondents also had a larger yearly decline in their score, falling 2.45 points since last February to hit 57.07. The financial well-being score for those making less than $100,000 dropped 0.59 points to 51.31, while the score for those earning less than $50,000 dropped 0.86 points to 45.38.

The steeper decline for higher-income respondents came later than lower and middle-income earners, who may have experienced the impact of 2022's inflation surge earlier due to having smaller savings accounts, according to Morning Consult. Those making more than $100,000 per year were also the most likely to say that they have taken steps to prepare for an economic downtown.

Financial well-being scores fell for every generatio♉nal group but one, as the score for millennials increased by 0.56 points from 2022. However, the study showed that mille🍎nnials had more debt, especially medical debt and car loans, than other age groups.