Investopedia's term guide to credit and debt will help you understand the vocabulary around how to manage your finances.

Couple Checking Bills at Home Using Laptop
Confirmed Letter of Credit: Def🤡inition, Example, vs. Uncoജnfirmed
A real estate agent and client review information.
Back-End Ratio: Definition🗹, Calculation Formula, Vs. Front E😼nd
Financial advisor with laptop and paperwork meeting with woman in living room
Credit Application: Definition, Questions, Your Leꦕgal Rights
Woman holds a credit card and uses a device.
Address Verificatioꦚn Servic🀅e (AVS): Definition, Uses, and Example
A woman reviews financial documents.
Credit Reporting Agency: What it is, How it Works
Man working on documents at a desk.
Closed-End Credit: What It Is and How It Works
An approved credit application
What Is a Credit Agreement? Definition, How It Wor💟ks, Example
A woman uses a laptop with a credit card on the couch.
What Is Credit Scoring? P🐬urpose, Factors,ඣ and Role In Lending
A woman with shopping bags walks on a city street.
What Is 🐷a Credit History? Impact on Scores and Cr⭕edit Report
A woman pays bills.
Adverse Credit History: What it Means, How it Wor꧂k♏s
Two young women sit on a bench in a mall.
What Is Credit Control? Meaning and How It Works
Woman talking on phone
Credit Quality: What it is, How it Works
Authorized Transaction
Authorized Transaction
Bad Credit
Bad Credit: Defi🐻nition, Examples, and How to Iཧmprove
Consumer Credit
What Is Consumer Credit in Financial Services? Def🦩inition, Pros and Cons
A digitized representation of a vault door.
Cred🍃it Reference: What it is, Effecܫt on Credit Score
Man looking at credit report
Account Inquiry: Definition, Puꦚrposes, & Effect on Credit Scores
Girl Looking at Bank Information on Phone
Account History: Meaning, Uses, Benefits
A man works on a laptop in a home.
Credit Inquiry: What It Means and Different Types
A couple sign documents in an office setting.
Clean-Up Requirement: What it Means, How it Works
A woman evaluates her credit mix on a tablet computer.
Credit Mix: What It is, How It Works, Examples
Consumer Credit File: What it Means, How it Works
A woman buys coffee with a credit card.
Available Creꦚdit: Meaning and Examples in Credit Cards
A woman leans on a car at a dealership.
Buy Here, ♎Pay Here (BHPH) Car Dea💖lership: Meaning, How It Works
A young man uses a laptop.
What Is a Balance-To-Limit Ratio?
A woman buys an item in a retail store.
Credit Agency: What It Is and How It Works
businessman listening with the midsection of another person in the photo and a screen behind him with lots of newspapers and other documents on his desk
Colle💟ction-Proof: Meaning, Ex🐻ample, Protected Income & Assets
Baycorp Advantage
Baycorp Advantage
Adequate Notice
Adequate Notice
Adjustment Bureau
Adjustment Bureau
Country Club Billing
Country Club Billing