Citizens Bank Bonuses: June 2025

Citizens Bank occasionally offers valuable bonuses for opening new accounts and meeting certain requirements. Right now, you can get a bonus of $300 to $400 by opening a new checking account and a new savings account at the same time, then meeting deposit requirements. These offers are relatively good, and they made it onto our list of the 澳洲幸运5官方开奖结果体彩网:best bank bonuses.

Citizens Bank Bonuses: June 2025

Citizens Bank: 澳洲幸运5官方开奖结果体彩网: One Deposit Checking - $400
Citizens Bank: 澳洲幸运5官方开奖结果体彩网: Quest Checking - $400
Citizens Bank: 澳洲幸运5官方开奖结果体彩网: Student Checking - $400
Citizens Bank: 澳洲幸运5官方开奖结果体彩网: Private Client Checking - $400

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The offers that appear in this table are from partnerships from which Dotdash receives compensation.

Citizens Bank : One Deposit Checking - $400

Citizens Bank logo.

Bonus Amount: $300–$400
Promotion Expiry: July 3, 2025
Qualifications: Direct deposit, deposit

How to Get the Bonus

Open a new Citizens Bank One Deposit Checking account and your first Citizens Savings account on the same date: Open a new checking account from the linked bonus offer page. You’ll need to use the specific link on that page to qualify for this bonus.
Receive a single direct deposit of at least $500 within 60 days: This deposit will make you eligible for a $300 bonus. Take note that the $500 must come from a single deposit.
Make three consecutive monthly deposits of $100 or more into the savings account: To earn an additional $100 bonus, you must make monthly deposits of $100 or more into the savings account for three months, starting the month after the account is opened.
Receive your $300 or $400 bonus: The time it takes Citizens Bank to deposit the $300 bonus into your account depends on the month you opened the account. If you earn the savings bonus as well, it will be deposited into your checking account four months after account opening.

Bonus Restrictions

Not available if you live outside of the 14 states (and Washington D.C.) where Citizens Bank operates
Not available if you were the primary account owner on any other Citizens Bank personal checking accounts within the last six months

Account Fees

Minimum initial deposit: $0
Monthly fee: $9.99; waived if you receive one deposit per statement period
Out-of-network ATM fee: $3 at domestic ATMs
Overdraft fee: $35

Citizens Bank : Quest Checking - $400

Citizens Bank logo.

Bonus Amount: $300–$400
Promotion Expiry: July 3, 2025
Qualifications: Direct deposit, deposit

How to Get the Bonus

Open a new Citizens Bank Quest Checking account and your first Citizens Savings account on the same date: Open a new checking account from the linked bonus offer page. You’ll need to use the specific link on that page to qualify for this bonus.
Receive a single direct deposit of at least $500 within 60 days: This deposit will make you eligible for a $300 bonus. Take note that the $500 must come from a single deposit.
Make three consecutive monthly deposits of $100 or more into the savings account: To earn an additional $100 bonus, you must make monthly deposits of $100 or more into the savings account for three months, starting the month after the account is opened.
Receive your $300 or $400 bonus: The time it takes Citizens Bank to deposit the $300 bonus into your account depends on the month you opened the account. If you earn the savings bonus as well, it will be deposited into your checking account four months after account opening.

Bonus Restrictions

Not available if you live outside of the 14 states (and Washington D.C.) where Citizens Bank operates
Not available if you were the primary account owner on any other Citizens Bank personal checking accounts within the last six months

Account Fees/Details

Minimum initial deposit: $0
Monthly fee: $25.00; waived if you receive $5,000 in total deposits per statement period or have $25,000 in monthly combined deposit and investment balances in linked accounts
Out-of-network ATM fee: $3 at domestic ATMs
Overdraft fee: $35

Citizens Bank : Student Checking - $400

Citizens Bank logo.

Bonus Amount: $300–$400
Promotion Expiry: July 3, 2025
Qualifications: Direct deposit, deposit

How to Get the Bonus

Open a new Citizens Bank Student Checking account and your first Citizens Savings account on the same date: Open a new checking account from the linked bonus offer page. You’ll need to use the specific link on that page to qualify for this bonus.
Receive a single direct deposit of at least $500 within 60 days: This deposit will make you eligible for a $300 bonus. Take note that the $500 must come from a single deposit.
Make three consecutive monthly deposits of $100 or more into the savings account: To earn an additional $100 bonus, you must make monthly deposits of $100 or more into the savings account for three months, starting the month after the account is opened.
Receive your $300 or $400 bonus: The time it takes Citizens Bank to deposit the $300 bonus into your account depends on the month you opened the account. If you earn the savings bonus as well, it will be deposited into your checking account four months after account opening.

Citizens Bank rec♈ommends printing out the bonus offer page for your records. It’ll also serve as good proof in case any questions arise later.

Bonus Restrictions

Not available if you live outside of the 14 states (and Washington D.C.) where Citizens Bank operates
Not available if you were the primary account owner on any other Citizens Bank personal checking accounts within the last six months

Account Fees/Details

Minimum initial deposit: $0
Monthly fee: $0
Out-of-network ATM fee: $3 at domestic ATMs
Overdraft fee: $35

Citizens Bank : Private Client Checking - $400

Citizens Bank logo.

Bonus Amount: $300–$400
Promotion Expiry: July 3, 2025
Qualifications: Direct deposit, deposit

How to Get the Bonus

Open a new Citizens Bank Private Client Checking account and your first Citizens Savings account on the same date: Open a new checking account from the linked bonus offer page. You’ll need to use the specific link on that page to qualify for this bonus.
Receive a single direct deposit of at least $500 within 60 days: This deposit will make you eligible for a $300 bonus. Take note that the $500 must come from a single deposit.
Make three consecutive monthly deposits of $100 or more into the savings account: To earn an additional $100 bonus, you must make monthly deposits of $100 or more into the savings account for three months, starting the month after the account is opened.
Receive your $300 or $400 bonus: The time it takes Citizens Bank to deposit the $300 bonus into your account depends on the month you opened the account. If you earn the savings bonus as well, it will be deposited into your checking account four months after account opening.

It’s best to keep your deposit account balances below $250,000 with any one bank in order to stay under the protection limits for 澳洲幸运5官方开奖结果体彩网:FDIC insurance.

Bonus Restrictions

Not available if you live outside of the 14 states (and Washington D.C.) where Citizens Bank operates
Not available if you were the primary account owner on any other Citizens Bank personal checking accounts within the last six months

Account Fees/Details

Minimum initial deposit: $0
Monthly fee: $0
Out-of-network ATM fee: $3 at domestic ATMs
Overdraft fee: $35

Compare Citizens Bank Promotions

Promotion	Bonus Amount	Promotion Expiry	Qualifications
One Deposit Checking from Citizens	$300–$400	July 3, 2025	Direct deposit, deposit
Citizens Quest Checking	$300–$400	July 3, 2025	Direct deposit, deposit
Student Checking	$300–$400	July 3, 2025	Direct deposit, deposit
Citizens Private Client Checking	$300–$400	July 3, 2025	Direct deposit, deposit

Are Citizens Bank Bonuses Worth It?

澳洲幸运5官方开奖结果体彩网:Citizens Bank's current bonuses are relatively ♔good compared to other bonuses we track, and even to the best bank bonuses currently available. A variety of Citizens checking accounts all have the same promotional offer, giving you options with various fee levels and features. But you'll need to open a new savings account at the same time to be eligible.

The first traunch of the bonus—$300 for a single direct deposit of $500—is exceptionally valuable, providing a 60% return on your deposit. That's many times better than the current median return of about 18% among checking account bonuses we track. Take note that to earn this bonus you'll need a single direct deposit of 🌳$500 or more, in contrast to most other bonuses which allow you to make cumulative deposits.

The second part of the bonus—$100 for three consecutive monthly deposits of $100 each—requires a bit more commitment, but it's still a 30% return. In total, you can earn a $400 bonus for deposits equaling $800, for a 50% return overall. This is quite a good deal if you're in the market for a new checking and a new savings account.

Citizens Bank operates in Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, Virginia, and Washington, D.C. 🍌If you live outside of those states, you can’t bank with Citizens.

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