If you believe someone has used your identity, the first thing you should do is alert you𝓰r financial institutions so that they can take immedia﷽te action to mitigate potential consequences. Next, call the companies where the fraud occurred and report the activity.

Then, you can take several steps to limit damage and possibly recover money that may have been stolen or used fraudulently.

How to Report a Stolen Identity

After reporting the activity to your financial institutions and companies, contact the credit bureaus and initiate a fraud alert. Any business where the thieves try to use your credit will receive a 澳洲幸运5官方开奖结果体彩网:fraud alert and be required to verify the person's id💦entity.

The Federal Trade Commission (FTC) also recommends reporting the fraud to them so that they can help you with your recovery. The agency has an you can use, or you can call 1-877-438-4338.

Consider filing a report with your local police department (it may help you with other steps you may need to take). When you do:

• Attach your FTC Identity Theft Complaint 
• Attach the FTC's memo that explains why a police report is important
• Provide any other documents that show evidence of identity theft, such as your credit report or a debt collection letter
• Ask the police officer to include the FTC complaint in their police report so you can file disputes with credit bureaus and lenders

Other Action: Get Your Credit Report

Additionally, you should get your latest credit report and begin working with creditors and the credit bureaus to update your credit history. The following table contains credit bureau contact information with links to report fraud and place a 澳洲幸运5官方开奖结果体彩网:freeze on your credit.

If you're dealing with damaged credit, you can enlist help from the 澳洲幸运5官方开奖结果体彩网:best credit repair companies. You can do everything done by a credit repair company yourself, but a qu♏ality company can take on the cumbersome and time-consuming process on your behalf and get inaccurate information on your credit report fixed.

The Bottom Line

Having someone steal and then use your identity can be a scary experience, but if you know what to do beforehand, you can take action as soon as you notice suspected 澳洲幸运5官方开奖结果体彩网:fraudulent activity. Once you've reported it, you can begin repairing any damages.